Up to 10% off Your Pet Insurance Policy for Life.

$200 Off Independent Tours at Gate 1 Travel

20% Off Independent Realtor Holiday Products at BestBuyPrint.com

20% Off Your Travel Insurance at Get Going Travel Insurance

"Halley's Comet has been prominently displayed in many newspapers during the last few months. For the first time in 76 years it appeared this winter, the nocturnal sky. This is an appropriate occasion to clearly visible against point out the fact that Sir Edmund Halley also constructed the world's first life table in 1693, thus creating the scientific foundation of life insurance. Halley's life table and its successors were viewed as deterministic laws, i. e. the number of deaths in any given group and year was considered to be a well defined number that could be calculated by means of a life table. However, in reality this number is random. Thus any mathematical treatment of life insurance will have to rely more and more on probability theory. By sponsoring this monograph the Swiss Association of Actuaries wishes to support the ""modern"" probabilistic view of life contingencies. We are fortu­ nate that Professor Gerber, an internationally renowned expert, has assumed the task of writing the monograph. We thank the Springer-Verlag and hope that this monograph will be the first in a successful series of actuarial texts. Zurich, March 1986 Hans Biihlmann President Swiss Association of Actuaries Preface Two major developments have influenced the environment of actuarial math­ ematics. One is the arrival of powerful and affordable computers; the once important problem of numerical calculation has become almost trivial in many instances."

This book presents a market-consistent valuation framework for implicit embedded options in life insurance contracts. This framework is used to perform an empirical analysis based on more than 110,000 actual and in-force life insurance policies and with a focus on the modeling of interest rates. Its results are the answer to the central question posed in the objectives: What value do the embedded options and guarantees considered have? This question is answered both absolutely and relative to the current policy reserves, from the perspective of the insurer, the policyholder and the shareholder respectively

Find Life, Accident & Health by Rodney M. Jefferson in Paperback and other formats in Business & Economics > Insurance - Life.

"This monograph provides both an introduction to and a thorough exposition of the theory of rate-independent systems, which the authors have been working on with a lot of collaborators over 15 years. The focus is mostly on fully rate-independent systems, first on an abstract level either with or even without a linear structure, discussing various concepts of solutions with full mathematical rigor. Then, usefulness of the abstract concepts is demonstrated on the level of various applications primarily in continuum mechanics of solids, including suitable approximation strategies with guaranteed numerical stability and convergence. Particular applications concern inelastic processes such as plasticity, damage, phase transformations, or adhesive-type contacts both at small strains and at finite strains. A few other physical systems, e.g. magnetic or ferroelectric materials, and couplings to rate-dependent thermodynamic models are considered as well. Selected applications are accompanied by numerical simulations illustrating both the models and the efficiency of computational algorithms. In this book, the mathematical framework for a rigorous mathematical treatment of ""rate-independent systems"" is presented in a comprehensive form for the first time. Researchers and graduate students in applied mathematics, engineering, and computational physics will find this timely and well written book useful."

Independent Component Analysis (ICA) is a signal-processing method to extract independent sources given only observed data that are mixtures of the unknown sources. Recently, blind source separation by ICA has received considerable attention because of its potential signal-processing applications such as speech enhancement systems, telecommunications, medical signal-processing and several data mining issues. This book presents theories and applications of ICA and includes invaluable examples of several real-world applications. Based on theories in probabilistic models, information theory and artificial neural networks, several unsupervised learning algorithms are presented that can perform ICA. The seemingly different theories such as infomax, maximum likelihood estimation, negentropy maximization, nonlinear PCA, Bussgang algorithm and cumulant-based methods are reviewed and put in an information theoretic framework to unify several lines of ICA research. An algorithm is presented that is able to blindly separate mixed signals with sub- and super-Gaussian source distributions. The learning algorithms can be extended to filter systems, which allows the separation of voices recorded in a real environment (cocktail party problem). The ICA algorithm has been successfully applied to many biomedical signal-processing problems such as the analysis of electroencephalographic data and functional magnetic resonance imaging data. ICA applied to images results in independent image components that can be used as features in pattern classification problems such as visual lip-reading and face recognition systems. The ICA algorithm can furthermore be embedded in an expectation maximization framework for unsupervised classification. Independent Component Analysis: Theory and Applications is the first book to successfully address this fairly new and generally applicable method of blind source separation. It is essential reading for researchers and practitioners with an interest in ICA.

Private wealth management (PWM) involves the management of the assets of high net worth individuals (HNWI) or accredited investors. Private wealth management firms have established close working relationships with high net worth clients to understand their financial needs and help them build investment portfolios that can meet their clients' financial goals. They offer a range of services, including portfolio management, real estate planning, mortgage planning, asset protection, tax management, and other financial services. Private wealth management services are provided by large corporations, independent financial advisers and portfolio managers who specialize in working with high net worth private clients.

How to buy car insurance? The most important thing is to know how to buy auto insurance.

Get the best car insurance for you at the best price by knowing all the information about car insurance.

You Will Not Believe How Easy It Is To Get Great Auto Insurance When You Follow These Tips

Metromile's pricing is mainly based on mileage. For people who don't drive often, the charge is low.

Choosing the right auto insurance for your family is an important decision. The coverage can help to protect a substantial investment, your car. The cost can affect your budget. With so many policies to choose from, it can become confusing to decide which one is best for you. In this article, we will discuss some tips that can help in the auto insurance selection process.